Hail Damage FAQ’s
Hail Damage FAQ’S
What is hail damage?
Hail from hailstorms come in different shapes, sizes and velocities. When these rock hard ice pellets hit your home, numerous hail damage patterns can be formed. Severe hailstorms can cause granular bareness on shingles, holes in your siding, or broken glass. 
In less volatile circumstances your shingles may become softened, your siding can become chipped, cracked or dented, and water leakage can form from compromised materials on the exterior of your home. This could threaten you and your family’s comfort and safety.
Do I need someone to inspect my home for hail damage?
It is highly recommended that you contact a hail damage specialist for a thorough damage inspection of your home. There are many types of damages that can only be detected by trained eyes. Hoffman Weber Construction provides a no-obligation inspection for hail damage and can make recommendations regarding the best way to move forward.
When is the right time to call a hail damage specialist?
It is important that you call the hail damage specialist immediately after your home is hit by a storm. This is especially important if you have insurance because all damages must be recorded and documented for claims.
Do I still need a professional inspector even if I don’t see any hail damage in my roof and siding?
Except in severe cases, hail damage to roofing and siding is very difficult to spot unless done by hail damage specialist. Hail damage that is not obvious from the naked eyes can be equally as dangerous as visible damage. When hail stones hit your roof, it causes a soft spot where the outer layer of granules will be very loose. Overtime the granules in these damaged spots will fall out, causing your roof to age and deteriorate drastically. This may also be true to siding and windows. Waiting will only worsen the damage, so call immediately for an inspection.
Is hail damage covered by manufacturer’s warranty?
Most manufacturers, home builders and home contractors do not include hail damage in their warranty.
Is hail damage covered by homeowners insurance?
Yes. Hail damage is covered by most common home insurance policies (HO-3). The amount of your insurance will vary according to the premiums and terms of your policy. Most insurance companies don’t want to give you a brand new roof. It is important that you have representation when dealing with Insurance companies.
What damages should I report to my insurance?
It is extremely important to properly inform your insurers of the full extent of the damage so they can accurately compensate for all losses covered.
Can a hail damage specialist process my claims?
Yes. In most cases, the hail damage specialist and Hail damage experts at Hoffman weber Construction are allowed to represent the homeowners with their insurance companies. In fact, most of them know exactly what insurance companies require and have the expertise to process the claims.
